Chirongwa chepenjeni cryptocurrencie coin idhijitari kana mari chaiyo inoshandiswa kubhadhara mabhenefiti kune vanodya penjeni. Mari idzi dzinowanzogadzirwa senzira yekuunganidza mari dzepenjeni, uye dzinogona kushandiswawo kutenga zvinhu nemasevhisi ane chekuita nepenjeni.
Ivo Vavambi vePension Plan (PP) chiratidzo
Vavambi vePension Plan (PP) mari iboka revanhu vane chido chekubudirira kweprojekti. Ivo vakatanga vanosanganisira mabhizinesi ane ruzivo, vezvemari, uye tekinoroji nyanzvi dzine kunzwisisa kwakadzama kweiyo blockchain uye cryptocurrency indasitiri. Vakapa nguva yavo nezviwanikwa kugadzira mari yepenjeni yakabudirira.
Bio yemuvambi
Ini ndiri injiniya wesoftware uye ndakavamba mari yePension Plan (PP) kuitira kubatsira vanhu kuchengetedza pamudyandigere. Isu tinotenda kuti munhu wese anofanira kuwana mukana wekusiya basa zvakanaka, ndosaka takazvipira kupa vashandisi vedu ruzivo rwepamusoro.
Sei Pension Plan (PP) Yakakosha?
MaPP akakosha nekuti anopa mari yakavimbiswa rwizi kune vakasiya basa. Izvi zvakakosha nekuti zvinoita kuti vanoenda pamudyandigere vagare zvakanaka mukuzorora pasina kunetsekana nemari yavanowana. Pamusoro pezvo, mipiro yePP inobvisirwa mutero, zvinoreva kuti mari inochengetwa muchirongwa chepenjeni imari yemahara inogona kushandiswa kutsigira kumwe kudyara kana mari.
Nzira Dzakanakisisa dzePension Plan (PP)
1. Individual Retirement Account (IRA)
Iyo IRA iakaundi yekurega iyo inobvumira vanhu kuchengetedza mari-isina mutero. Mari yacho inogona kushandiswa kubhadhara mari yekurega basa, yakadai seSocial Security, kana kuisa mumatokari, zvisungo, nezvimwe zvivimbiso.
2. 401(k) Ronga
A 401 (k) chirongwa imhando yehurongwa hwekurega basa hunopiwa nevashandirwi vakawanda. Vashandi vanotora chikamu mu 401 (k) chirongwa vanogona kuchengetedza mari-isina mutero uye vane sarudzo yekuisa mari mumatanda, zvisungo, kana zvimwe zvibatiso.
3. 403(b) Hurongwa
A 403 (b) chirongwa imhando yehurongwa hwekurega basa hunopihwa nemasangano asingabatsiri uye mamwe makambani akazvimirira. Vashandi vanotora chikamu mune 403 (b) chirongwa vanogona kuchengetedza mari-isina mutero uye vane sarudzo yekuisa mari mumasheya, zvisungo, kana zvimwe zvibatiso.
vanoita
PP investimendi ndeavo vanodyara muchirongwa chepenjeni kuitira kuti vagamuchire mubhadharo wenguva nenguva kubva kuhurongwa. Mari idzi dzinoitwa zvisinei nekuti chirongwa ichi chichiri kushanda here kana kuti kwete.
Sei kuisa muPension Plan (PP)
Chirongwa chepenjeni imotokari yekudyara inopa mari yekurega basa kune vashandi. Zvirongwa zvepenjeni zvinowanzobhadharwa nemari yevashandi uye kudzoka kwekudyara. Chakanakira kuisa mari muchirongwa chemudyandigere ndechekuti mari inovimbiswa kuvapo paunenge uchiida.
Pension Plan (PP) Kudyidzana uye hukama
Kudyidzana kwePP inzira yakakurumbira yekuti mabhizinesi achengetedze mari pamitengo yavo yepenjeni. Kudyidzana kwePP kunobvumira vemabhizimisi kuti vaunganidze mari yavo yepenjeni pamwe chete vozoisa mari yacho nenzira dzakasiyana siyana. Izvi zvinobvumira mabhizinesi kuwana kudzoka kwepamusoro pamari yavo, izvo zvinogona kuvabatsira kuchengetedza mari yakawanda zvachose.
Kudyidzana kwePP kunogona kuve nzira huru yekuti mabhizinesi achengetedze mari pamitengo yavo yepenjeni.
Zvimiro zvakanaka zvePension Plan (PP)
1. PP inogona kukubatsira kuchengetedza pamudyandigere wako.
2. PP inogona kupa yakagadzikana sosi yemari mukurasira.
3. PP inogona kukubatsira kuchengetedza mararamiro ako mukurega basa.
sei
Pane nzira shoma dzakasiyana dzekugadzira chirongwa chepenjeni. Nzira yakajairika ndeyekuita kuti mushandirwi atsigire chirongwa chepenjeni yevashandi vavo. Izvi zvinoreva kuti mushandirwi achapa mari kuhurongwa hwepenjeni akamiririra vashandi vavo. Vashandi vanogona kuzoshandisa mipiro iyi kutenga mabhenefiti emudyandigere kubva muchirongwa chepenjeni.
Imwe nzira yekugadzira chirongwa chepenjeni ndeyekuita kuti vashandi vape mari ivo pachavo. Izvi zvinoreva kuti vashandi vachada kuchengetedza mari mwedzi wega wega kuitira kuti vawane mari yakakwana inochengetwa panguva yavanozoenda pamudyandigere. Kana mari yakakwana yachengetwa, vashandi vanokwanisa kushandisa mari iyi kutenga mabhenefiti emudyandigere kubva muchirongwa chepenjeni.
Nzira yekupedzisira yekugadzira chirongwa chepenjeni ndeyekuita kuti munhu aise mari muchirongwa chepenjeni ivo pachavo. Izvi zvinoreva kuti panzvimbo yemushandirwi anotsigira chirongwa chemudyandigere, munhu wacho achava nebasa rekudyara mari yese mariri. Kana mari yakakwana yaiswa, vanhu vanogona kuzoshandisa mari iyi kutenga mabhenefiti emudyandigere kubva muchirongwa chepenjeni.
Ungatanga sei nePension Plan (PP)
Nhanho yekutanga pakutanga chirongwa chepenjeni ndeye unganidza ruzivo. Iwe unofanirwa kuziva zvinotevera:
-Iyo kambani yepenjeni chirongwa chimiro
-Imari yakawanda sei iyo kambani yakachengeta yekurega basa
-Imari yakawanda sei iyo vashandi vari kupinza penjeni yavo
-Nguva yekambani yekurega basa uye kuti ichatora nguva yakareba sei kuti isvike zera iroro
-Mabhenefiti anowanikwa pasi pechirongwa chepenjeni
Supply & Distribution
Benefits
Chirongwa chepenjeni imhando yehurongwa hwekurega basa hunopa mabhenefiti kuvashandi vakasiya basa kana kusiya mabasa. Mabhenefiti anogona kusanganisira kubhadhara kunoitwa nguva nenguva kune mushandi, pamwe nemukana wekugamuchira chitsama chekubhadhara kana vaenda pamudyandigere. Zvirongwa zvepenjeni zvinowanzoitwa nevashandirwi, asi zvinogona zvakare kutungamirwa nemibatanidzwa kana mamwe masangano.
Mabhenefiti anopihwa kuburikidza nechirongwa chepenjeni anobva pakuti imarii yapihwa nemushandi uye kuti vashanda kwenguva yakareba sei nekambani. Mipiro yakaitwa nemushandi inowanzofananidzwa nedhora nedhora nekambani, zvinoreva kuti zvose mushandi nekambani vanoita. mipiro yakaenzana kune chirongwa. Izvi zvinobatsira kuona kuti munhu wese anopinda muchirongwa chemudyandigere awana mabhenefiti kana akasiya basa.
Kugoverwa kwemabhenefiti epenjeni kunowanzoenderana nekuti imarii yakapihwa nemushandi uye kuti vanga vashanda kwenguva yakareba sei nekambani. Izvi zvinoreva kuti vakasiya basa vakashanda kwenguva pfupi vanozogamuchira zvikomborero zvidiki pane avo vakashanda kwenguva yakareba. Uyezve, vakasiya basa avo vakasiya basa kare vanozogamuchira mari shoma pane avo vakasiya basa gare gare mumabasa avo.
Humbowo rudzi rwePension Plan (PP)
Rudzi rwehumbowo rwechirongwa chepenjeni chirongwa chakatsanangurwa chekubatsirikana.
Algorithm
Iyo algorithm yepenjeni chirongwa (PP) ndeye masvomhu formula inoverengera zvinodiwa mipiro uye mabhenefiti ehurongwa hwemudyandigere.
Main wallets
Mawallet makuru ePension Plan (PP) anoti Employer’s Pension Fund (EPF), Central Provident Fund (CPF), nePublic Provident Fund (PPF).
Ndeapi makuru ePension Plan (PP) exchanges
Iwo makuru ePension Plan (PP) exchanges iToronto Stock Exchange (TSX), New York Stock Exchange (NYSE), uye London Stock Exchange (LSE).
Pension Plan (PP) Webhu uye masocial network
- dandemutande
- subReddit
- Github
