Ama-Cryptocurrencies amathokheni edijithali noma abonakalayo asebenzisa i-cryptography ukuze avikele ukuthengiselana kwawo kanye nokulawula ukwakhiwa kwamayunithi amasha. I-Bitcoin, i-cryptocurrency yokuqala neyaziwa kakhulu, yasungulwa ngo-2009. I-Cryptocurrencies yahlukaniswa, okusho ukuthi ayikho ngaphansi kokulawulwa kukahulumeni noma kwesikhungo sezezimali.
Ithokheni yabasunguli bomshuwalense (isiqinisekiso).
Abasunguli bohlamvu lwemali lomshwalense (oqinisekile) bayiqembu losomabhizinisi abanolwazi nabatshalizimali. Banokuqonda okujulile ngemboni yomshwalense futhi banentshisekelo yokusiza abanye bathole ukuvikeleka ngokwezimali.
I-Bio yomsunguli
Ngingunjiniyela wesoftware nosomabhizinisi. Ngasungula isiqiniseko ngo-2014 njengendlela yokwenza umshwalense ungabizi kakhulu futhi ufinyeleleke kuwo wonke umuntu. okuqinisekile kwakhelwe enkolelweni yokuthi wonke umuntu ufanelwe wukufinyelela kumshwalense wekhwalithi, othengekayo. Sisebenza kanzima ukuze siqinisekise ukuthi imikhiqizo yethu kulula ukuyisebenzisa nokuthi isevisi yethu yamakhasimende isezingeni eliphezulu.
Kungani Umshwalense (uqinisekile) Ubalulekile?
Umshwalense ubalulekile ngoba ungasiza ukuvikela abantu ekulahlekelweni yimali uma kwenzeka kuba nesigameko esingalindelekile. Ngokwesibonelo, uma othile elimala engozini yemoto, umshuwalense ungasiza ekukhokheleni izindleko zezokwelapha namaholo alahlekile.
Ezinye izindlela ezingcono kakhulu zomshwalense (uqinisekile)
1. Izinkampani zomshwalense ezisebenzisanayo: Lezi zinkampani zinikeza amakhasimende azo imigomo ehlanganisa izingozi ezihlukahlukene, njengezingozi, izinkinga zempilo nokweba.
2. Izinyunyana zezikweleti: Lezi zinhlangano zinikeza amalungu imikhiqizo ehlukahlukene yomshwalense, ehlanganisa ukuphila, impilo, imoto, kanye nomshwalense wezakhiwo.
3. I-State Farm: Le nkampani ingenye yabahlinzeki abakhulu bomshuwalense e-United States. Ihlinzeka ngemikhiqizo eyahlukene, ehlanganisa impilo, impilo, imoto, kanye nomshwalense wezakhiwo.
4. I-Liberty Mutual: Le nkampani ingomunye umhlinzeki omkhulu womshwalense e-United States. Ihlinzeka ngemikhiqizo eyahlukene, ehlanganisa impilo, impilo, imoto, kanye nomshwalense wezakhiwo.
5. Ezweni Lonke: Le nkampani ingenye yezinkampani ezinkulu zomshuwalense e-United States. Ihlinzeka ngemikhiqizo eyahlukene, okuhlanganisa ukuphila, ezempilo, umshuwalense wezimoto kanye nempahla.
Abatshalizimali
Abatshalizimali abafuna ukutshalwa kwezimali komshwalense (okuqinisekile) kufanele bacabangele ukutshala umshwalense wendawo. Umshwalense wendawo uvikela impahla yakho emonakalweni noma ekulahlekeni okubangelwa izehlakalo ezinjengomlilo, ukweba, noma izinhlekelele zemvelo.
Kungani utshala imali kuMshwalense (uqinisekile)
Kunezizathu ezimbalwa zokutshala imali kumshwalense.
Esinye isizathu siwukuthi umshuwalense ungakusiza ukuvikela wena nomkhaya wakho ekulahlekelweni ngokwezimali lapho kwenzeka ingozi, ukugula, noma esinye isenzakalo esingalindelekile. Umshwalense ungaphinde unikeze ukuvikelwa kwezezimali uma kwenzeka ukukhubazeka isikhathi eside noma ukufa.
Esinye isizathu sokutshala imali kumshwalense ukuthi ungakusiza ukuthi wonge imali kumaphrimiyamu akho. Ngokutshala imali kupholisi enamaphrimiyamu aphansi, ungonga imali kuzo zonke izindleko zakho zepholisi. Ukwengeza, ngokutshala imali kupholisi enamaphrimiyamu aphansi, ungase ukwazi ukuthola izinzuzo ezengeziwe, ezifana nokukhula kwekhava noma izaphulelo kuzinqubomgomo zomshwalense ezingeziwe.
Okokugcina, ukutshala imali kumshwalense kunganikeza ukuthula kwengqondo. Ngokubhekelela ukulahlekelwa kwezimali okungase kube khona, ungazizwa uvikeleke kakhulu ngekusasa lakho futhi mancane amathuba okuba udinge ukuboleka imali noma usebenzise ezinye izimali eziphuthumayo ukuze ukhokhele izindleko ezihlobene nesenzakalo esingalindelekile.
Umshwalense (oqinisekile) Ubambiswano nobudlelwano
Ubambiswano oluqinisekile luyindlela enhle yokuthi amabhizinisi axhumane namakhasimende angaba khona futhi akhe ubudlelwano. Bavumela amabhizinisi ukuthi anikeze umkhiqizo noma isevisi ngentengo ehlisiwe ukuze bathole isivumelwano okuzothintwa ngaso uma kunesimo esiphuthumayo. Lokhu kungasiza amabhizinisi akhe ukwethembana nokwethembeka kumakhasimende awo, futhi kungaholela ekuthengisweni kwesikhathi esizayo.
Izici ezinhle zomshwalense (uqinisekile)
1. Umshwalense ungasiza ekuvikeleni wena nomkhaya wakho ekulahlekelweni yimali lapho kwenzeka ingozi, ukugula, noma esinye isenzakalo esingalindelekile.
2. Umshwalense ungaphinde unikeze usizo lwezezimali lapho ulahlekelwa noma ulimale.
3. Umshwalense ungakusiza ulondoloze ukuthula kwengqondo ngezikhathi ezinzima.
Indlela
Ayikho impendulo elingana yonke yalo mbuzo, njengoba indlela engcono kakhulu yokuqinisekisa indawo yakho incike ezidingweni ezithile nezimo zendawo yakho. Kodwa-ke, amanye amathiphu okuthi ungayiqinisekisa kanjani impahla yakho ihlanganisa ukucwaninga ngezinketho zomshwalense ezahlukene kanye nokuthola umhlinzeki ohlinzeka ngezinketho zokukhava ezihlukahlukene. Ukwengeza, kubalulekile ukugcina ulwazi olusha mayelana nezinguquko emithethweni yomshuwalense kanye nemithethonqubo ukuze wazi noma yiziphi izingozi ezingase zibe khona ezihlobene nendawo yakho.
Uqala Kanjani Ngomshwalense (uqinisekile)
Uma ubheke ukuqalisa ngomshwalense, kunezinto ezimbalwa ongazenza. Okokuqala, ungacwaninga izinhlobo ezahlukene zomshwalense futhi uthole inqubomgomo ekulungele wena. Ungakwazi futhi ukukhuluma nochwepheshe mayelana nokuthi yiluphi uhlobo lomshwalense olulungele izidingo zakho.
Ukunikezela Nokusabalalisa
Ukuhlinzekwa nokusatshalaliswa komshwalense kuyinqubo izinkampani ezihlinzeka ngayo ngemikhiqizo yomshwalense kubathengi. Izinkampani ezihlinzeka ngemikhiqizo yomshwalense zaziwa njengama-insurers. Abadayisi bomshwalense basabalalisa imikhiqizo kubathengi ngamashaneli ahlukahlukene, okuhlanganisa ukuthengisa okuqondile, ama-ejenti, nama-broker.
Uhlobo lobufakazi bomshwalense (uqinisekile)
Uhlobo lomshwalense oluwubufakazi buyisiqinisekiso.
I-Algorithm
I-algorithm yomshwalense iyifomula yezibalo ebala amathuba okuba kwenzeke umcimbi.
Ama-wallet amakhulu
Izikhwama zomshwalense eziyinhloko (eziqinisekile) yi-Apple Pay, i-Android Pay, ne-Samsung Pay.
Okuwukuhwebelana okuyinhloko komshwalense (okuqinisekile).
Ukuhwebelana komshwalense okuyinhloko yizi:
-Healthcare.gov
-Cinga
-Ethina
-UnitedHealthcare
Umshwalense (uqinisekile) Iwebhu kanye namanethiwekhi omphakathi
- kuwebhu
- i-subReddit
- I-Github