Ibhange lingachazwa njengesikhungo sezezimali esihlinzeka ngezinsizakalo zebhange kubantu ngabanye, amabhizinisi, kanye nohulumeni. Ama-Cryptocurrencies amathokheni edijithali noma abonakalayo asebenzisa i-cryptography ukuze avikele ukuthengiselana kwawo kanye nokulawula ukwakhiwa kwamayunithi amasha. I-Bitcoin, i-cryptocurrency yokuqala neyaziwa kakhulu, yasungulwa ngo-2009.
Ithokheni yabasunguli be-BANKS (BANKS).
Abasunguli bohlamvu lwemali lwaseBANKS abaziwa.
I-Bio yomsunguli
Umsunguli wemali ye-BANKS ungusosayensi wekhompyutha nosomabhizinisi. Unesizinda sezibalo nesayensi yekhompiyutha, futhi usesebenze embonini yamabhange iminyaka engaphezu kwe-10. Ungumsunguli we-BANKS, inkampani yezinsizakalo zezezimali ezisekelwe ku-blockchain.
Kungani AMABHANGE (AMABANKS) Eyigugu?
Amabhange abalulekile ngoba ahlinzeka ngendawo ephephile yokugcina imali nokuboleka imali.
Ezinye izindlela ezingcono kakhulu zama-BANKS (AMABANKS)
1. I-Bitcoin - I-cryptocurrency yokuqala neyaziwa kakhulu.
2. I-Ethereum – Inkundla ehlukaniselwe izwe esebenzisa izinkontileka ezihlakaniphile: izinhlelo zokusebenza ezisebenza ngendlela ehlelwe ngayo ngaphandle kokuba nokwenzeka kokukhwabanisa noma ukugxambukela kwezinkampani zangaphandle.
3. I-Litecoin - I-cryptocurrency efana ne-Bitcoin kodwa enezikhathi zokuthenga ngokushesha futhi yakhelwe ukuthi isebenze kahle kakhulu kune-Bitcoin.
4. I-Ripple – Impahla yedijithali nenethiwekhi yokukhokha eklanyelwe ukunika amandla izinkokhelo zomhlaba ezisheshayo, ezingabizi kakhulu.
5. I-Dash - Imali yedijithali esebenza ngomthombo ovulekile, ezibusayo, egxile kakhulu kubumfihlo.
Abatshalizimali
Igama elithi “amabhange” ngokuvamile libhekisela ezikhungweni zezezimali ezinikeza inhlobonhlobo yemikhiqizo yasebhange namasevisi, okuhlanganisa ama-akhawunti okuhlola endabuko nawokulondoloza, imali mboleko, izikweletu, namakhadi esikweletu. Amabhange aphinde azibandakanye kweminye imisebenzi yezezimali eyahlukene, njengokuhweba ngezibambiso kanye nokutshalwa kwezimali kwamabhange.
Imakethe yamasheya ngokuvamile ibhekwa njengendawo lapho abatshalizimali bengathenga futhi badayise amasheya ezinkampani ezihweba esidlangalaleni. Kodwa-ke, imakethe yamasheya futhi iyikhaya lezimoto eziningi zokutshala imali eziklanyelwe umkhakha wamabhange ngqo. Lezi zimoto zihlanganisa amasheya asebhange (owaziwa nangokuthi ama-bank equities), okungamasheya aphethwe amabhange noma izinkampani ezingaphansi kwawo. Izitoko zasebhange zivame ukubhekwa njengeziyingozi kunezinye izinhlobo zamasheya ngoba ngokuvamile zihlotshaniswa namabhange asengozini yokuqothuka.
Kungani utshala imali EMABANKS (AMABHANGE)
Ayikho impendulo elingana yonke kulo mbuzo, njengoba indlela engcono kakhulu yokutshala imali emabhange izohluka kuye ngesimo sakho sezezimali kanye nemigomo yakho. Kodwa-ke, amanye amathiphu okuthi ungatshala kanjani imali emabhange ahlanganisa ukubheka amabhange anamaphepha ebhalansi aqinile kanye nezilinganiso zezikweletu eziqinile, ukutshala izimali ezitokisini zasebhange ezibukelwa phansi imakethe, kanye nokwehlukanisa imali yakho yasebhange emazweni nasezifundeni ezihlukahlukene.
AMABHANGE (AMABANKS) Ubambiswano nobudlelwano
1. Wells Fargo & Co.
2. I-JPMorgan Chase & Co.
3. I-Bank of America Corp.
4. Citigroup Inc.
Izici ezinhle zamaBANK (AMABANKS)
1. Amabhange anikezela ngemikhiqizo namasevisi anhlobonhlobo kumakhasimende awo.
2. Amabhange alawulwa uhulumeni, oqinisekisa ukuthi ayizikhungo zezezimali ezithembekile nezithembekile.
3. Amabhange ahlinzeka ngemikhiqizo namasevisi ebhange anhlobonhlobo, angalungiselelwa ukuhlangabezana nezidingo zamakhasimende awo.
Indlela
Amabhange ayizikhungo ezihlinzeka ngezinsiza ezahlukene zezezimali kumakhasimende azo. Lawa masevisi angabandakanya ukuboleka imali, ukukhipha imalimboleko, nokuhlinzeka ngeminye imikhiqizo namasevisi ezezimali. Amabhange ngokuvamile asebenza njengamabhizinisi ahlukene kwamanye amabhizinisi amakhasimende awo. Lokhu kuvumela amabhange ukuthi ahlinzeke ngohlu olubanzi lwezinsizakalo futhi akwazi ukusabela kangcono ezidingweni zamakhasimende awo.
Amabhange alawulwa uhulumeni emazweni amaningi. Ukuze ikwazi ukusebenza njengebhange, inkampani kufanele ihlangabezane nezimfuneko ezithile ezibekwe uhulumeni. Lezi zidingo zingase zibandakanye ukuba nesisekelo esiqinile semali kanye nokukwazi ukuhlangabezana nezidingo ezithile zokuzinza kwezezimali.
Amabhange avame ukubhekwa njengemithombo ebalulekile yokuxhasa amabhizinisi nemizi. Futhi bangabadlali ababalulekile emnothweni womhlaba, bahlinzeka ngemikhiqizo yasebhange kanye nezinsizakalo emazweni amaningi ahlukene emhlabeni jikelele.
Ungaqala kanjani ngamaBANK (AMABHANGE)
Kunezindlela ezimbalwa zokuqalisa ngamabhange. Enye indlela iwukuvakashela iwebhusayithi yebhange futhi ubheke ulwazi mayelana nokuvula i-akhawunti. Enye indlela ukushayela ibhange ubuze mayelana nezinqubo zokuvula i-akhawunti.
Ukunikezela Nokusabalalisa
Ukuhlinzekwa nokusatshalaliswa kwamabhange kuwuhlelo oluyinkimbinkimbi olubandakanya ukudluliselwa kwemali isuka kwabafaka imali iye kubasebenzi bamabhange, abaninimasheya, kanye nohulumeni. Amabhange enza imali entsha ngokuyiboleka amakhasimende. Baphinde bakhe imali entsha ngokuthenga amabhondi kahulumeni. Uhulumeni ube esesebenzisa le mali entsha ukukhokha izikweletu zakhe.
Uhlobo lobufakazi BAMABANK (AMABANKS)
Uhlobo lobufakazi lweBANKS luyithuluzi lezezimali.
I-Algorithm
I-algorithm yamabhange iyifomula yezibalo ebala inzalo yemali mboleko.
Ama-wallet amakhulu
Kunezinhlobo eziningi ezahlukene zama-wallet zezinhlobo ezahlukene zabasebenzisi. Ezinye izikhwama ezidumile yi-Bitcoin Core wallet, i-Electrum wallet, kanye ne-Mycelium wallet.
Okuwukuhwebelana okukhulu kwamaBANKS (AMABANKS).
Izingxoxo zamabhange ezinkulu yilezi:
AMABHENKI (AMABHANGE) Iwebhu kanye nezinkundla zokuxhumana
- kuwebhu
- i-subReddit
- I-Github
