- Isivumelwano samaqembu amabili sihlanganise ngokusemthethweni isigaba kuMthetho Wezindlu Wekhulu Lama-21 ukuze kumiswe noma yikuphi ukukhishwa kwedola ledijithali.
- Lokhu kuvinjelwa kuvimbela i-Federal Reserve ekudaleni imali yedijithali yebhange eliphakathi (i-CBDC) kuze kube okungenani umhla zingama-31 kuZibandlela 2030.
- Abenzi bomthetho kanye nohulumeni wamanje bashintsha ukugxila kwabo ekulawulweni kwezimpahla ze-crypto ezizimele ngoMthetho we-CLARITY.
- Lesi sinqumo sibeka phambili ubumfihlo bezezimali kanye nokusungula izinto ezintsha emkhakheni wangasese kunezinhlobo zemali zedijithali eziholwa nguhulumeni ezibonakala eShayina naseYurophu.
Izinyathelo zakamuva zomthetho eWashington zithinte idola ledijithali ngempumelelo. Ingxoxo ephathelene ne- Central Bank Digital Currency (CBDC) e-United States ithathe ushintsho olukhulu njengoba iCongress ithatha isinyathelo sokuvimbela ukudalwa kwayo iminyaka eminingana. Lesi sinqumo sibonisa ukuma okuphawulekayo endleleni umnotho omkhulu emhlabeni osondela ngayo ekusaseni lemali, ukhuthaza ezinye izindlela zedijithali zendabuko nezangasese okwamanje.
Leli qhinga libonakala liyingxenye yomthethosivivinywa obanzi ogxile ezindlini, kodwa lithwele umthwalo omkhulu emkhakheni wezezimali. Abenzi bomthetho abavela kuzo zombili izinhlangothi zendlela bathole indawo efanayo ekubambezeleni iFederal Reserve ekungeneni ezimpahleni ezizimele zedijithali. Lesi sinyathelo sibeka i-US endleleni ehlukile uma kuqhathaniswa nontanga bayo bomhlaba wonke, abagijimela ukwenza imali yabo yezwe ibe yedijithali.
Uhlaka Lwezomthetho kanye Nomnqamulajuqu Ka-2030
Ukuvinjelwa kwafakwa ku-"21st Century ROAD to Housing Act," umthetho oklanyelwe kakhulu ukubhekana nokuhlinzekwa kwezindlu kanye nokufinyeleleka kalula. Ngokuvimbela i-Fed ekukhipheni i-CBDC noma iyiphi impahla efanayo kuze kube sekupheleni kuka-2030, uhulumeni empeleni ubeka lo msebenzi eqhweni. Lesi sikhathi sinikeza isivikelo sesikhathi eside ngokumelene namathokheni edijithali alawulwa nguhulumeni, okuqinisekisa ukuthi akukho zinguquko ezisheshayo ezenzeka ohlelweni lwezimali eminyakeni eminingana ezayo.
I-Bipartisan Alliance Engalindelekile
Okuheha iso yiqembu elihlukahlukene labaxhasi abasekela lesi siphakamiso, okuhlanganisa uSenator weRiphabhulikhi uTim Scott kanye noSenator weDemocratic u-Elizabeth Warren. Akukhona nsuku zonke lapho ubona khona ukuvumelana okukhulu kangaka ngemibono ngemingcele yobuchwepheshe bezezimali. Lokhu kuvumelana kwamaqembu amabili kusikisela ukuthi ukukhathazeka ngokudlula kukahulumeni kanye nobumfihlo bezezimali kwabelwana ngakho ebhodini lezepolitiki, kungakhathaliseki ukuthi uliphi iqembu.
Kanye nemikhawulo yemali yedijithali, lo mthethosivivinywa ubhekana nosizo lwezinhlekelele kanye nokuvuselelwa kwemakethe yezindlu, okwenza kube yiphakheji yezomthetho enezici eziningi. Kodwa-ke, ukuvinjelwa okucacile kwegunya leFederal Reserve lokudala idola ledijithali yikho okudonse ukunaka komphakathi wezezimali womhlaba wonke. Kubonisa uhlangothi oluhlangene ngokumelene nohlelo lwebhange ledijithali oluhlanganisiwe, okungenani kule minyaka eyishumi yamanje.
Umbono Kahulumeni KaTrump kanye Ne-Crypto Yangasese
Isimo sikahulumeni wamanje sihambisana kahle nalokhu kumiswa komthetho, njengoba uNobhala Wezezimali uScott Bessent esanda kuqinisekisa ukuthi i-CBDC ayikho etafuleni. Esikhundleni salokho, ukugxila kushintshela ekulawuleni ama-stablecoins azimele kanye nezimpahla ze-crypto ngoMthetho we-CLARITY. Le ndlela ibeka phambili ukusungula izinto ezintsha ezizimele kanye nezixazululo eziqhutshwa yimakethe kune-ledger yedijithali ephethwe nguhulumeni.
Ngokuhoxa emalini yedijithali, i-White House iphinda kabili indlela eholwa yimakethe yezimali zedijithali. Umqondo uwukudala uhlaka olucacile lwezomthetho lwezimali zedijithali ezikhona kunokuba i-Fed incintisane ngqo nomkhakha ozimele. Lolu shintsho lunganikeza ithuba elengeziwe lokuphefumula kubathuthukisi abasendaweni ye-crypto ukuze basungule izinto ezintsha ngaphandle komthunzi osondelayo wembangi yesifundazwe.
Ukuqhathaniswa Komhlaba Wonke kanye Nokukhathazeka Ngobumfihlo
Lesi simo sengqondo saseMelika esithi “linda ubone” sihluke kakhulu ezinyathelweni ezinolaka ezenziwe yiShayina nge-yuan yayo yedijithali. Ngenkathi i- European Union iqhubeka nokuhlola i-euro yayo yedijithali , i-United States ikhetha indlela elondolozayo. Lokhu kwehluka kungaba nemiphumela ehlala njalo endleleni ukuhweba kwamazwe ngamazwe kanye nezinkokhelo zedijithali ezishintsha ngayo, njengoba i-US igcina isakhiwo sayo sendabuko sedola siqinile ngenkathi abanye bezama.
Ubumfihlo busesenhliziyweni yempikiswano, abagxeki bephikisana ngokuthi imali ekhishwe yibhange eliphakathi ingaholela ekuqaphelweni kombuso okungakaze kubonwe. Amathuba okuqapha yonke into ethengiswayo ayibhuloho elikude kakhulu kubameli abaningi baseMelika kanye nabameli bobumfihlo ngokufanayo. Ngokulibazisa iphrojekthi, i-US ibeka phambili ukungaziwa kwezezimali komuntu ngamunye kunezinzuzo zokusebenza ezithenjiswe abasekeli be-CBDC.
Umhlahlandlela wedola ledijithali manje uphawulwe ngokucacile ngophawu oluthi “ungangeni” kuze kube yilapho kuqala iminyaka eyishumi ezayo. Ngenkathi wonke umhlaba uzama amathokheni edijithali azimele, i-United States ikhethe ukuqinisa izakhiwo zayo zezimali ezikhona futhi isekele ukukhula komkhakha wangasese. Lesi sinqumo sibonisa isixwayiso esijulile mayelana nobuchwepheshe bezezimali obuqhutshwa nguhulumeni, okuqinisekisa ukuthi impikiswano ngobumfihlo kanye namandla ebhange eliphakathi izohlala iyinsika yenqubomgomo yezomnotho yaseMelika iminyaka ezayo.